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Imported & specialty vehicles · The details

Questions about insurance for imported & specialty vehicles

Practical answers for a more useful conversation with a provider.

Does registration mean the car is insurable?

No. Confirm insurer acceptance separately for the exact specification, use, drivers and garaging location.

Does an appraisal guarantee an agreed-value settlement?

No. Ask which settlement basis the actual policy uses and how the appraisal is incorporated into it.

Must modifications be declared?

Yes. Give the complete modification and use information requested by the provider and obtain acceptance rather than assuming standard specifications apply.

Does sending an enquiry buy insurance?

No. It asks the network team to respond. Only a suitable provider can confirm an offer, acceptance and the effective insurance arrangement.

Can I enquire from Canada or the United States?

Choose your actual country and province, state or territory. Provider availability and eligibility depend on the market; sending an enquiry does not establish acceptance.

What should I leave out of the form?

Leave out medical records, government IDs, payment details and policy documents. Share general needs here; use a provider’s secure process if sensitive records are later required.

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Sources & further reading

General insurance principles and the jurisdiction-specific references below support further reading. Examples are illustrative; individual policy terms require provider confirmation. Content updated October 11, 2026.