List existing benefits
Gather your current public, employer, individual or other benefits. Note who is eligible, what services are included and when any existing plan ends.
Check the conditions
Ask about exclusions, waiting periods, benefit maximums, reimbursement rules, provider networks and coordination with other plans. Avoid comparing plans using only the monthly cost.
Canada and the United States differ
Canadian supplementary health questions and U.S. health plan questions involve different systems. Speak with a provider who can explain the rules, eligibility and options for your actual location.
Protect your medical information
Use this website for general questions only. A provider can arrange a suitable channel if personal medical information is needed later.
In Canada, ask about the rules and provider availability in your province or territory. Financial Consumer Agency of Canada · Life insurance ↗
In the United States, use a provider authorised for your state. Eligibility and policy terms can differ from Canadian examples. NAIC · U.S. consumer insurance resources ↗